Credit report purposes:

• • creditworthiness assessment of a legal entity or
• • solvency assessment of a legal entity or
• • customer or business partner background reasearch when concluding or performing a contract or
• • other similar purpose.

The report includes the following information:

• • Creditinfo rating
• • Credit opinion, recommended credit limit and probability of default
• • Economic and financial situation conclusion
• • Legal entity general information
• • Representatives, members of the council, shareholders, beneficial owners from Commercial Register and other related parties
• • Previously connected legal entities
• • Creditinfo beneficial owner
• • Subsidiaries
• • Economic information, incl. paid taxes, activity licences and notices of economic activities, number of employees
• • Last 3 years’ balance sheets, income statements and cash flows
• • Revenue distribution by activities
• • Financial ratios
• • Payment defaults
• • Outstanding and historical claims of ETCB

Credit Opinion Report purposes:

• • creditworthiness assessment of a legal entity or
• • solvency assessment of a legal entity or
• • customer or business partner background reasearch when concluding or performing a contract or
• • other similar purpose.

The report includes the following information:

• • Creditinfo rating
• • Credit opinion, recommended credit limit and probability of default
• • Economic and financial situation conclusion
• • Legal entity general information
• • Representatives

The report Beneficial owners, ownership and control structure purposes:

• • information collection and background reasearch of a customer or business partner when starting a new business relationship and monitoring the business relationship according to know-your-customer principle or
• • other similar purpose.

The report includes the following information:

• • Legal entity general information
• • Representatives, members of the council, auditors and other related parties
• • Subsidiaries
• • Direct shareholders
• • Creditinfo beneficial owners
• • Ownership structure
• • Beneficial owners from Commercial Register
• • Previously connected legal entities

Commercial Register Report purposes:

• • customer or business partner background reasearch when concluding or performing a contract or
• • other similar purpose.

The report includes the following information:

• • Legal entity general information
• • Representatives
• • Members of the council
• • Shareholders
• • Beneficial owners from Commercial Register
• • Other related parties
• • Previously connected legal entities